Jeg vil gerne dele min erfaring med Stake.com for at gøre opmærksom på deres handlinger og de betydelige juridiske og offentlige konsekvenser, de kan stå over for, hvis de undlader at løse dette spørgsmål. Mit mål er ikke kun at fremhæve deres uagtsomhed, men også at sikre, at denne besked når ud til så mange mennesker som muligt i og uden for Schweiz – og potentielt indlede en civil retssag, støttet af den schweiziske føderale spillekommission (ESBK), og tage yderligere strafferetlige handlinger baseret på om uberettiget berigelse.
1. Hvordan jeg opdagede Stake.com og tilmeldte mig
Jeg stødte på Stake.com gennem en TikTok-annonce, som mange brugere i Schweiz (eller andre steder) måske også har set. Det så ud til at være en legitim platform, så jeg registrerede mig med gode intentioner. Som en del af registreringsprocessen gennemførte jeg KYC Level 1-kravene (Kend din kunde) og oplyste alle nødvendige personlige oplysninger, herunder mit navn, adresse og e-mail, som jeg også bekræftede.
Da min konto var oprettet, fik jeg lov til at indbetale penge og begynde at spille. I løbet af to år spillede jeg regelmæssigt og opnåede Platinum 3-status – et niveau, der afspejler betydelig gamblingaktivitet.
2. Bonustilbuddet og pludselig kontosuspendering
Efter at have tabt et betydeligt beløb, modtog jeg en e-mail med en bonus på $250, hvis jeg gennemførte yderligere KYC-bekræftelse (Niveau 2/3). I tillid til processen indsendte jeg straks de nødvendige dokumenter (inklusive mit schweiziske ID). Men lige efter at have fuldført dette, blev min konto brat suspenderet, hvor Stake.com citerede, at jeg havde adgang til platformen fra et "begrænset territorium."
Denne forklaring er forvirrende, fordi Stake.com kendte min placering fra det øjeblik, jeg registrerede mig. De accepterede min schweiziske adresse, tillod mig at indbetale penge og faciliterede min spilaktivitet. Nu, efter at jeg har mistet et betydeligt beløb, hævder de, at jeg var i et begrænset område – en begrundelse, der ikke kun er uacceptabel, men også potentielt ulovlig.
Hvorfor ville de lade mig spille i første omgang? Hvis jeg havde vundet, lad os sige $100.000, ville de aldrig have udbetalt det. Så hvordan er det acceptabelt for dem bevidst at tage indskud fra begrænsede spillere, mens de vender det blinde øje til?
Jeg har haft små gevinster og udbetalinger for at inddrive nogle tab. For eksempel kan jeg indbetale $500 og tabe det, så indbetale $1.000 og tabe det også. Nogle gange hævede jeg mindre beløb, såsom $600 eller $1.000. Disse hævninger dækkede dog ikke engang mine tab, som var betydelige. Over tid eskalerede mine tab, efterhånden som mine indsatser steg. Mine gennemsnitlige indsatsstørrelser varierede fra $2 til $4 i slots og højere beløb i bordspil.
Hvis jeg havde ramt en betydelig gevinst – såsom en 40.000x udbetaling på et slot – ville de have markeret kontoen med det samme og nægtet at betale. Alligevel fortsatte de med at tillade mig at indbetale og spille uden problemer, og de trådte først ind for at suspendere kontoen, når jeg havde mistet et stort beløb.
3. Overtrædelse af schweiziske spillelove
Jeg opdagede senere, at Stake.com er på Schweiz' sorte liste over ulicenserede online gambling platforme (ESBK blacklist). Schweizisk lov forbyder ulicenserede kasinoer at operere i landet, og platforme som Stake.com er eksplicit afskåret fra at tilbyde deres tjenester til schweiziske indbyggere.
Ved at tillade mig at registrere, indbetale penge og spille – og naturligvis tabe dem – overtrådte Stake.com klart de schweiziske spilleregler. I henhold til schweizisk lov anses kontrakter, der er indgået under ulovlige omstændigheder, som ugyldige, hvilket betyder, at jeg er berettiget til at få alle midler tabt på deres platform tilbage.
4. Brud på Stake.coms egne servicevilkår
Stake.coms servicevilkår angiver, at brugere fra begrænsede jurisdiktioner (inklusive Schweiz) har forbud mod at få adgang til deres platform. Det er deres ansvar at håndhæve disse begrænsninger ved at blokere registreringer fra sådanne regioner og verificere brugernes placering under kontooprettelse.
På trods af disse forpligtelser undlod Stake.com at blokere min konto, bekræfte min placering tilstrækkeligt eller forhindre mig i at spille. Dette udgør et åbenlyst brud på deres egne vilkår og fremhæver deres uagtsomhed med hensyn til at opretholde overholdelsesforanstaltninger.
5. Den finansielle og juridiske indsats
På grund af Stake.coms handlinger har jeg mistet cirka 40.000 USD – et ødelæggende beløb, især da jeg var arbejdsløs på det tidspunkt. De fleste af disse penge kom fra min arbejdsløshedsforsikring, hvilket gjorde situationen endnu mere bekymrende. I gennemsnit indsatte jeg 75% af min månedlige indkomst, svarende til $1.000 til $3.000 pr. lønseddel, og mistede den inden for en uge.
Jeg søger kompensation på mindst 75 % af mine tab ($30.000 USD), hvis der opnås en aftale – eller 100 % gennem juridiske kanaler.
Jeg har slettet nogle af mine indledende erklæringer om dette dokument for at overholde implikationen på 5000 ord.
I want to share my experience with Stake.com to bring attention to their actions and the significant legal and public consequences they could face if they fail to address this matter. My goal is not only to highlight their negligence but also to ensure this message reaches as many people as possible in Switzerland and beyond—and potentially initiate a civil lawsuit, supported by the Swiss Federal Gambling Commission (ESBK), and take further criminal action based on unjustified enrichment.
1. How I Discovered Stake.com and Signed Up
I came across Stake.com through a TikTok advertisement, which many users in Switzerland (or elsewhere) may have also seen. It appeared to be a legitimate platform, so I registered with good intentions. As part of the registration process, I completed the KYC Level 1 (Know Your Customer) requirements, providing all necessary personal information, including my name, address, and email, which I also verified.
Once my account was set up, I was allowed to deposit funds and start gambling. Over the course of two years, I played regularly, achieving Platinum 3 status—a level that reflects significant gambling activity.
2. The Bonus Offer and Sudden Account Suspension
After losing a substantial amount of money, I received an email offering a $250 bonus if I completed additional KYC verification (Level 2/3). Trusting the process, I immediately submitted the required documents (including my Swiss ID). However, right after completing this, my account was abruptly suspended, with Stake.com citing that I was accessing the platform from a "restricted territory."
This explanation is baffling because Stake.com knew my location from the moment I registered. They accepted my Swiss address, allowed me to deposit funds, and facilitated my gambling activity. Now, after I’ve lost a significant amount of money, they claim I was in a restricted territory—a justification that is not only unacceptable but also potentially illegal.
Why would they let me play in the first place? If I had won, let’s say $100,000, they would never have paid it out. So how is it acceptable for them to knowingly take deposits from restricted players while turning a blind eye?
I have had small wins and withdrawals to recover some losses. For example, I might deposit $500 and lose it, then deposit $1,000 and lose that as well. Occasionally, I withdrew smaller amounts, such as $600 or $1,000. However, these withdrawals did not even cover my losses, which were substantial. Over time, my losses escalated as my bets increased. My average bet sizes ranged from $2 to $4 in slots and higher amounts in table games.
If I had hit a significant win—such as a 40,000x payout on a slot—they would have flagged the account immediately and refused to pay. Yet, they continued to allow me to deposit and gamble without issue, only stepping in to suspend the account once I had lost a large amount of money.
3. Violation of Swiss Gambling Laws
I later discovered that Stake.com is on Switzerland’s blacklist of unlicensed online gambling platforms (ESBK blacklist). Swiss law prohibits unlicensed casinos from operating in the country, and platforms like Stake.com are explicitly barred from offering their services to Swiss residents.
By allowing me to register, deposit money, and gamble—and obviously lose it—Stake.com clearly violated Swiss gambling regulations. Under Swiss law, contracts formed under illegal circumstances are deemed null and void, which means I am entitled to the return of all funds lost on their platform.
4. Breach of Stake.com’s Own Terms of Service
Stake.com’s Terms of Service state that users from restricted jurisdictions (including Switzerland) are prohibited from accessing their platform. It is their responsibility to enforce these restrictions by blocking registrations from such regions and verifying users’ locations during account creation.
Despite these obligations, Stake.com failed to block my account, verify my location adequately, or prevent me from gambling. This constitutes a blatant breach of their own terms and highlights their negligence in upholding compliance measures.
5. The Financial and Legal Stakes
Due to Stake.com’s actions, I have lost approximately $40,000 USD—a devastating amount, especially as I was unemployed at the time. Most of this money came from my unemployment insurance, making the situation even more troubling. On average, I deposited 75% of my monthly income, amounting to $1,000 to $3,000 per paycheck, and lost it within a week.
I am seeking compensation amounting to at least 75% of my losses ($30,000 USD) if an agreement is reached—or 100% through legal channels.
I have deleted some of my inital statements on this document to comply with the 5000 word implication.
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