Question about Gambling websites with Curaçao license using incorrect Merchant Category code (side 1.508)

Hi wonderlust I hope you are well, I was wondering if you submitted any disputes with the bank yet?

Hi yes I did, all my bank disputes have been successful and refunded

Huge thanks for sharing your experience so far by the way. I’ve been scanning the forum for a couple of days now, reading a bunch of yours and others messages, but honestly there’s so much info and different scenarios, it’s getting a bit overwhelming.

I'm still new to all of this, I’d be incredibly grateful for a bit of guidance? Do you mind if there's a way I can message you privately? If you'd rather keep the convo here I understand. Thanks again mate

There’s not really any way to private dm here and wouldn’t really be wanting to put my email and such on here haha. But ask away! I read through a lot of this forum at first, researching and finding evidence before actually sending off any disputes and such. It’s true it can be a bit overwhelming

Har nogen kontaktet Yapily og modtaget en refusion fra dem? Tak.

Has anyone ever successfully got a dsar back from one of the santenda networks casinos?

Is anyone able to explain the link to Xpate? Not quite sure if these are linked to any of my transactions. Thank you.

I understand, it's no problem. I'll try my best to explain here without bombarding you with too many questions.

Long story short, I have:

• 5 transactions from Santeda,
• 1 transaction from COMMUTECH.NINJA
• 1 transaction from SPLITWELLNET PERFUME
• 8 transactions from NEXTRAST
• 5 transactions from SPH WLT

Firstly, if I dispute all of these together, will the bank think it is suspicious activity and reduce my chance of success?

Second, did you ever mention to bank that your transactions were for gambling? If I don't mention gambling at all, and claim that it was for Goods and Services and that I never received them, will the bank likely ask what kind of goods I was purchasing? Or ask many other probing questions, at least in your experience?

Did you tell the bank about the websites' illegal use of MCC? And did you have to speak on the phone to anyone? Or was it strictly through the app?

I'm with Barclays, I've seen that they are pretty good from reading through others' experiences.

I do also have a few with Starling, as well. But I've heard not so many great things.

Sorry I know there's a lot of q's, and I apologise if they're questions you've already answered.

Thanks again mate I appreciate your help 🙂

Hi everyone

I've finally seen a refund although my credit card has frozen my account. They let me deposit 8K to spend on casinos but now a fraction of that has been refunded they have frozen it!

Is anyone able to help me with the following merchants. I've googled and checked on here but no luck as far as I can see.

KIESMARKET

BKMETRY

BKmetry

BRTNET

DAWORIMO

DCTAIART TARTU

FOUSKI

SHAPDIRU

SINRU

MINIWISER

KYSTRX TALLIN

DROPDA TALLIN

Hello!

Does anyone have info about merchants below?

• RFTGOE
• Gml*Appe
• Newtech Mobila SIA (I believe these go under Impayla as payment processor)

The transactions were made witg Google pay, in Revolut is says Gml*Appe and RFTGOE but in Google Pay they all marked as Newtech Limited SIA.

Im going to do a chargeback on all of them but would need to know who the real merchant is so I can adjust my chargeback reason and explanation according to whatever the "real" merchant it "selling".

Thanks in advance, it's is over 5.000 euros so I really appreciate any tips I could get, I have googled for 5+ Hours and found nothing except the website roguekit.com that mat be connected to RFTGOE...?

Hello! What is the contact info for Xyslotr and do you have their website? I have a few transactions made to them...

Jeg kunne ikke finde noget om dem. Jeg indgav bare chargebacks til min bank, og de refunderede alle opkrævninger uden indsigelser fra forhandleren. Så prøv at rapportere disse opkrævninger til din bank for at få en refusion.

Have you tried to contact the merchants? always good to have multiple emails to each merchant without success

Are these on visa or Mastercard?

credit or debit?

All credit cards

Okay, thanks!

What reason did you use when making the Chargeback? Non delivered products? Revolut usually asks what products I have bought, was thinking if you wrote something special or not.

thanks again

Is it Visa? Can you send the ARN’s across, just first 10 numbers will do. Might be named business number on the transaction. I only need one of each please

Jeg indsendte umodtagne digitale tjenester, som var betalinger for en platform til adgang til onlinefunktioner i digitale tjenester, og jeg modtog ingenting.

Anyone had any luck with swapped.com?

So I did a lot of disputes (I think it was around 35-40 altogether, like 5/6 different merchants) and they’ve all been successful so no, it’s not suspicious as long as you keep the explanation the same for each to keep the narrative consistent.

Yes I mentioned gambling and I think it’s important to be honest about this, and also don’t lie about not authorising the transactions. If you lie, it’s not really believable for the number of transactions there are and could end up flagged up for fraud etc.

I did have a few with starling but they were pretty useless to be honest, would not budge. Fortunately most were with Barclays though.

So firstly I researched on here for the merchant descriptors to see if I could find any contact information - email / website etc so I could at-least have some evidence that I’ve tried to contact them. Then I asked Barclays to give me the MCC code for each of the merchants descriptors - just to note, it’s probably best to leave off Santeda because this is recognisable as they own the majority of these sites so it’s not a third party. For the rest of the merchants, just check the MCC code and of course if it doesn’t fall under gambling then you have a basis to claim.

In terms of what I said to Barclays - The amounts correspond to deposits made to an offshore gambling site however the transaction was processed under this merchant which Barclays have confirmed to have Merchant Category Code - ????, not a gambling code. I haven’t knowingly purchased any goods or services from them. I have sent multiple emails to who I believe the merchant to be however there has been no response. I am disputing the discrepancy between the merchant / service presented in the card transaction and the actual purpose of the payment.

Something like that.