Question about Gambling websites with Curaçao license using incorrect Merchant Category code (side 364)

Hi everyone long term follower i dont comment as much but read every message still.Hope everyone is doing well. I have ways to trigger a chargeback investiagtion it is unethical, very very time cosuming but should work depending on card brand rules i have put hours into coming up with this resolution. I havent gone into too much detail really dont think this is a safe space at all to be sharing details and is why i have refrained from commenting such processes.

does unethical actually mean illegal

Im backing out for a bit myself will continue to read and try and help if I can my chargebacks only have a few weeks to go and im getting involved in a lot of other peoples stuff im not wanting to jeopardise my refunds in any way it might rile the banks if they know im doing this or anyone refers to me

I prefer the term unethical lol.These casinos believe they are doing nothing illegal just doing unethical practices in there eyes,im just playing there game. It really was the only way the amount of research i put in was the only way i saw fit im honest unless your bank process on technicalties which is 0.01 % chance. The casinos r just pr***s they wont refund and most of the merchants are involved

What ive done mate. Just waiting on responses to fos complaint and final disputes. I have been completely done with these casinos just transactions from early last year now with fos.

I like being in here helping etc but I need to protect my own interests bud so same here will step back a bit

Hi All, just thought I'd share an update. I mentioned in my last post that I was rejected by the bank and accused of Fraudulent activity for chargebacks using code 4840. I think there might have been a change in the MCC codes as I'm in the process of now escalating my issue to a complaint with the bank and im doing some thorough research of my own to ensure I have my ducks in a row. I thought I'd share this link which gives a description of tbe charge code we are all talking about which differs from the one I used in my original claim which I picked up from the template someone else added to this feed a while back.

The code I'm going to ref is 4849 - see below link. I'm on a mission now, ive had enough. So many of us have been scammed and exploited by these cowboys and its not fair. We're all on gamstop for a reason because we have problems and their rigged games and lack of payouts and transparency has sent me on a witch hunt to take this lot down.

Hope this helps you all. Will keep positing my progress.

https://www.google.com/amp/s/midmetrics.com/blog/reason-code-4849-exploring-mastercards-questionable-merchant-audit-program%3fhs_amp=true

Hi mate, so did the bank say you was being fraudulent or did the merchant?

It's not available in UK so best keep away

Looks a scam site big time one of many similar ones

Does anyone know if it’s true gambling transactions via bank transfer/Open Banking cannot be blocked like gambling card transactions as that is what various banks have told me seemingly to absolve themselves of any duty of care? I feel very silly now having made the vast majority of deposits via the SEPA transfer mechanism (although my bank still would not uphold my chargeback requests for card transactions to these dodgy Curacao sites a while back anyway). Thanks in advance anyone who can clarify.

The bank!

for casinos owned by Famagousta BV, has anyone successfully got a refund? Did anyone contact B90 holdings group? Thanks

Which bank told you that? They are out of their mind?

Nat**** - I'm in tbe process of raising a full complaint today to counteract all of this. If anything just given me more grounds now and a stronger counter argument against their duty of care to recognise my activity history previously. Have u raised a complaint with the bank?

Barclays is the best, they sorted me out, once all this crap is done i m closing my other accounts. Hsbc is useless. Doesent want to put it through as incorrect mcc, only as goods not received and they require "order confirmation ". Can t raise with natwest, tesco, m and s or lloyds due to being over 4 months so i contacted the merchants.

Openbanking / Overførsel

Ingen tilbageførsel mulig, kun frigivet frivilligt af den modtagende bank. Hver bank opkræver et gebyr for en tilbageførsel, normalt €10-15,00 pr. transaktion

Det er også en god ting, at en tilbagekaldelse kun er mulig i begrænset omfang eller slet ikke, ellers ville digitale betalingstransaktioner være præget af misbrug. Jeg køber en mobiltelefon for 500,00 euro, betaler for den og annullerer simpelthen betalingen... Det ville være for godt til at være sandt.

Faktum er, at du ikke blev snydt eller udnyttet. Du foretog betalingerne frivilligt og fik noget til gengæld. Hvis du havde vundet, ville du have udbetalt.

Behandling af betalinger ved hjælp af en falsk kode er ikke en forbrydelse, det er mere en gråzone, der er ingen paragraf, der forbyder det. Hvis der var et forbud, ville domstolene skride ind over for det. Du kan frit tage retslige skridt for at opnå en første dom.

Nogle udbydere er allerede på en intern banksortliste, og betalinger blokeres af banken.

Koden 7995 er spærret af de fleste banker, eller du kan selv oprette spilleblokken. Omkodning af betalingerne er beregnet til at omgå blokeringen. Banksystemerne antager selv, at alt er OK.

Man kan ikke straffe banken for noget, den ikke kender til. Ansvaret ligger hos dig, ikke banken. Du er voksen, ingen behøver at holde dig i hånden som et lille barn.

FOS:

Ombudsmanden foretager ikke en juridisk vurdering, han er ikke advokat, han bestemmer ud fra fakta. Faktum er: banken har udført din afgivne betalingsordre, alt andet er en civilretlig tvist.

I've just had a reply from vipzino saying they are refunding 330 deposits!!! Let's see what happens but this is a shock. I've emailed all the casinos and they have all just thrown their t&c at me but this one has said yes and is processing refunds