Spoke to bank, the refunds will keep getting declined until they use my new card details, I have sent emails to jem with new card details so fingers crossed.
Also with regards to elegro they have sent an email back saying they don't recognise me as a customer so to go via my bank. However I found an email address for Nikotpf so have emailed them aswell asking for refund.
That email is- info@niko-tech.eu
They have links to elegro so I believe it is he right one.
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