Question about Gambling websites with Curaçao license using incorrect Merchant Category code (side 473)

Yes me too Mel they couldn't identify my personality lol please we know it's you!! They are definitely without a doubt connected but smpay I'm not sure as much I'll keep digging I told them I'll be back if I can prove them to be the same company.

I replied back to them asking them to double check as I have thoroughly researched and fond them to be tied to Niko-technologies and the fact that a person n here received nikotpf merchant refund from Elegro. They came back saying I'm definitely not a customer 🤣

Same reply to me, i did read in a few places that Payop is also Nikotpf merchants so may be worth checking there

This post won’t help anyone get chargebacks so sorry in advance but just wanted a bit of a rant about how tedious this addiction is.

I’m still losing money to these unregulated sites, on the Live Casino game Crazy Time I had money on every segment but 1 and of course a 1 segment hits and I lose my entire balance. I’m just so sick and tired of losing. At least on the UKGC sites I had deposit limits, on these unregulated sites theoretically you could pump millions in and lose it all and never get your account timed out or suspended because Responsible Gambling doesn’t exist.

It’s such a draining addiction, I’m so bored of it.

Hyg op!!!

You need to get help like I did make a start now and build on not gambling I am 4 months now since my last episode with no signs of breaking call gamcare today get therapy the one to one sessions are great stop now and mean it this time cancel lines of credit limit your ways of gambling

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Smpay is SmartpaymentsEE

they are owned by the same scammers that own magua pay, theplatinum and many more.

Hi Paul, I had an email saying wise have closed my account today upon checking their policy it says gambling isn’t permitted did your account get closed also?

Hi mate no it was left open

Wow that’s so weird I submitted my disputes on 31st January and was currently still going through t the review process then get an email saying my account is closed

My advice, do with it as you please. I'm 38 and been a heavy gambler since the age of 18, I've lost tens of thousands and hit a low point many times, nothing worked for me whatsoever and there was only one thing left to do. Firstly download an app called recover me , If you visit their website on the homepage there is a code to give it to you for free, highly recommend it to help aid stopping. CBT is a powerful tool I have used, my advice again do with it what you will, is to book up a CBT session , it's the best thing I ever did, it's costly yes but in the grand scheme of things people are happy to throw £100 on roulette, when a session is less than a quarter of that. It's very deep and it certainly is an eye opener. Hope this helps

I would go to the FOS a strong case there ! if you do not get them raised

How long does the FOS Take to respond?

They replied fast to me but a case can take up to a year to decide

How quick do they reply to you!

They reply quick with a case ref then it takes time

Is this my only option do u think? Wise have no phone line that’s actually useful

Have they rejected the chargebacks yet did you raise a complaint and receive a final response ?

Nothing has been said about my disputes but they closed my account and I’m not able to login and check their status