Til at begynde med bør du indgive en politianmeldelse, forklare banken, hvad der skete, og hvis de nægter, så kontakt en advokat. Advokaten ved, hvad han skal sige, men banker har en omsorgspligt; de når normalt til enighed, før de går i retten, fordi de ved, at det er usandsynligt, at de vinder i retten, og hvis de taber, skaber de præcedens.
You could do all that yourself without a lawyer. And it wouldn't be your bank you'd be taking, it would be the merchant on the statement.
Banks are not legally obligated to raise chargebacks, its a voluntary scheme. But they do have a duty of care to act in fairness to all customers.
Given the amount of transactions to various merchants, it could be easy for a bank to prove claimant knew exactly what they were doing.
Lawyer might only tell you any of this after you have paid them.
