Kære Ironleg og 22Bet Casino-repræsentanten,
Denne situation forekommer ikke ofte; vi har dog registreret adskillige tilfælde, hvor en pengeoverførsel mislykkedes et sted i processen.
I dette specifikke tilfælde ved vi, at pengene blev sendt fra Ironlegs konto, men aldrig nåede casinoets konto. Ironleg har fremlagt bevis for, at pengene nåede frem til forhandleren; det ser dog ud til, at dette ikke var den endelige destination. Med andre ord ser transaktionsflowet ud til at være A → B → C, hvor Ironleg kan bekræfte, at pengene blev leveret til B, og B bekræfter modtagelsen, mens casinoet bekræfter, at C ikke modtog dem.
I sådanne situationer er der ingen klar skyld i det. Spillerne er forståeligt nok frustrerede, da de selv har sendt pengene, mens casinoerne ikke er villige til at kreditere dem, fordi betalingen ikke er modtaget.
Derfor vurderer vi disse sager baseret på pengestrømmen. I dette tilfælde blev pengene sendt fra Ironleg til casinoet, men de nåede ikke casinoets konto. Som følge heraf kan vi ikke holde casinoet ansvarlig for denne situation. (Omvendt, hvis Ironleg hævede penge, og transaktionen gik tabt på vej til ham, ville vi anmode casinoet om at sende betalingen igen.)
Hvad kan der gøres nu?
Ironleg kan anmode om, at hans bank sporer transaktionen. Det er dog vigtigt at sikre, at sporingen kan følge pengene hele vejen til den endelige destination, ikke kun til mellemmanden (B).
Casinoet kan også give en formel bekræftelse på, at pengene ikke er modtaget. Med dette dokument kan Ironleg bede sin bank om at indlede eller genåbne en undersøgelse. Når det er sagt, kan denne proces stadig være kompliceret på grund af betalingsudbyderens struktur og involveringen af formidlere.
Dear Ironleg and the 22Bet Casino Representative,
This situation does not occur frequently; however, we have recorded several cases where a money transfer failed somewhere along the process.
In this particular case, we know that the funds were sent from Ironleg’s account but never reached the casino’s account. Ironleg has provided proof that the funds reached the merchant; however, it appears that this was not the final destination. In other words, the transaction flow seems to be A → B → C, where Ironleg can confirm that the funds were successfully delivered to B, and B acknowledges receipt, while the casino confirms that C did not receive them.
In such situations, there is no clear party at fault. Players are understandably frustrated, as they have sent the funds, while casinos are not willing to credit them because the payment was not received.
Therefore, we assess these cases based on the flow of funds. In this instance, the money was sent from Ironleg toward the casino, but it did not reach the casino’s account. As a result, we cannot hold the casino responsible for this situation. (Conversely, if Ironleg were withdrawing funds and the transaction was lost on its way to him, we would request that the casino resend the payment.)
What can be done now?
Ironleg can request that his bank trace the transaction. However, it is important to ensure that the trace can follow the funds all the way to the final destination, not just to the intermediary (B).
The casino can also provide a formal confirmation that the funds were not received. With this document, Ironleg can ask his bank to initiate or reopen an investigation. That said, this process may still be complicated due to the structure of the payment provider scheme and the involvement of intermediaries.
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