Hej
Jeg vandt i alt $1814 fra en indbetaling på $900 den 26. februar. Min konto var tidligere blevet verificeret, og jeg havde haft succesfulde udbetalinger tidligere, så jeg forventede ikke nogen problemer.
De begyndte at bede om yderligere dokumentation, som jeg begyndte at fremlægge. Der var i starten en del misforståelser, udelukkende forårsaget af, at de ikke var specifikke omkring, hvad de ønskede fra mig. Men de bad til sidst om en kontoudtog, der viste mine indbetalinger til deres casino, og det var her, problemerne begyndte.
Jeg arbejder hos Bank of Montreal - BMO. Du kan ikke generere en kontoudtog på forespørgsel fra dem, så du skal bare vente, indtil din rullende 30-dages periode er udløbet, og så får du genereret en kontoudtog. Nogle gange er det længere end 30 dage, fordi de ikke gør det i løbet af helligdage eller weekender. Da jeg ikke kunne få min seneste indbetaling på en fuld kontoudtog endnu, vedlagde jeg skærmbilleder, herunder fra min bank og af min Gigadat e-overførselskvittering (som alligevel beviser transaktionen), men de insisterede på den fulde kontoudtog, så jeg skulle bare vente på, at den blev genereret.
Jeg har lavet en opgørelse, der dækker en del af februar, men mine opgørelser ankommer på en variabel dato mellem den 20. og 25. hver måned, så det hele var ikke dækket.
Min marts blev genereret for omkring en uge siden og dækkede resten af februar, så jeg gik til deres casino for at uploade den, kun for at opdage, at min konto var låst. Da jeg spurgte dem, hvad der var sket, fik jeg denne e-mail.
Hej, Renée
Jeg håber, at denne besked finder dig vel.
Din konto er blevet lukket i overensstemmelse med vores vilkår og betingelser:
10.4 Du skal hurtigt fremlægge alle anmodede dokumenter og oplysninger og hjælpe os med at gennemføre vores verifikationskontroller uden forsinkelse, inden for femten (15) dage efter vores anmodning. Dette omfatter, men er ikke begrænset til, korrekt certificerede identifikationsdokumenter, bevis for
bopæl, bevis for ejerskab af dine betalingsmetoder, oplysninger om din finansieringskilde og formue samt din historik med økonomiske transaktioner, såsom bank- eller kredit-/debetkortudtog.
Vi sætter pris på din forståelse. Hvis du har spørgsmål, er du velkommen til at kontakte os.
Med venlig hilsen,
Rebecca
Casino Support Team
Jeg svarede så
Hej
Jeg accepterer absolut ikke dit svar, og jeg vil gerne indlede din klageproces.
Du pålagde mig kravet om en fuldstændig kontoudtog uden forudgående varsel, og så måtte jeg vente på, at BMO genererede en udtog. Det ser ud til, at du ikke læste denne del af min tidligere e-mail, men det er umuligt at generere en BMO-udtog bare fordi du vil have en. Du skal vente på, at BMO udsteder dem, hvilket i mit tilfælde sker omkring den 20. i hver måned, men kan være senere, hvis der er helligdage eller weekender. Det betyder, at jeg lige har modtaget min udtog, og det var umuligt at få en inden for 15 dage.
Jeg vil gerne anmode om en gennemgang, da du stillede mig et umuligt krav, som jeg ikke havde kontrol over. Selv hvis jeg havde besøgt BMO for at bede om en aktuel opgørelse, ville svaret have været nej. Desuden blev jeg ikke informeret om, at jeg havde 15 dage, og hvis jeg var blevet informeret, ville jeg have forklaret alt dette på det tidspunkt. Derudover udgør det ikke en rimelig undskyldning for at beslaglægge min kontosaldo, at jeg fremlægger dokumentet lidt senere end ønsket. De vilkår og betingelser, du har nævnt der, ville åbenlyst ikke holde i en appel eller juridisk tvist.
Med venlig hilsen
Renée
Jeg svarede derefter og bad om at indlede deres officielle klageprocedure, og at jeg på intet tidspunkt under indsendelsesprocessen af dokumentet blev informeret om, at der var blevet pålagt en vilkårlig og urimelig 15-dages frist (som fra starten var umulig at overholde) på processen.
De svarede bare og nævnte deres vilkår og betingelser.
Jeg svarede igen og spurgte, om de ignorerede min anmodning om at starte deres klageproces.
De underskrev følgende
Hej Renée,
Vi ville gerne kontakte dig angående din anmodning.
Det ser ud til, at vores korrespondance er blevet gentagende. Vær opmærksom på, at vi allerede har givet dig alle relevante oplysninger vedrørende din forespørgsel. Derfor vil yderligere beskeder med det samme spørgsmål ikke blive besvaret.
Hvis du har andre bekymringer, er du velkommen til at kontakte os.
Tak for din forståelse!
Med venlig hilsen,
Freddie
Casino Support Team
Som du kan se, vil de ikke svare mig nu.
Jeg kan ikke se noget scenarie, hvor den måde, de har handlet på, er rimelig eller retfærdig. Jeg blev sat i en umulig situation af BDMbet. Jeg er underlagt BMO's politik om at udstede erklæringer løbende over 30 dage, så det er helt forkert af BDM at sige eller antyde, at jeg kunne have gjort noget anderledes.
Derudover havde jeg allerede fremlagt gyldig dokumentation for min indbetaling, og jeg demonstrerede hele vejen igennem min klare intention om at hjælpe dem med deres anmodninger.
Hello
I won a total of $1814 from a $900 deposit on Feb 26th. My account was previously verified and I'd had successful cash-outs in the past, so I wasn't expecting any problems.
They began asking for additional documentation, which I began providing. There was initially some miscommunication, entirely caused by them not being specific about what it was they wanted from me. However they did eventually ask for a bank statement showing my deposits to their casino, and this is where the problems began.
I'm with Bank of Montreal - BMO. You can't generate a statement on demand from them, so you just have to wait until your rolling 30 day period is up and you then get a statement generated. Sometimes it's longer than 30 days because they won't do it over public holidays or weekends. Since I couldn't get my most recent deposit on a full statement yet, I provided screenshots including from my bank, and of my Gigadat etransfer receipt (which proves the transaction anyway), but they insisted on the full statement, so I just had to wait for it to generated.
I did provide a statement covering some of Feb, but my statements arrive on a variable date between the 20th-25th each month so not all of it was covered.
My March generated around a week ago, and covered the remainder of February, and so I went to their casino to upload it only to find that my account was locked. When I asked them what had happened, I got this email
Hello, Renee
I hope this message finds you well.
Your account has been closed in accordance with our terms and conditions:
10.4 You are required to provide any requested documents and information swiftly and assist us in completing our Verification Checks without delay, within fifteen (15) days of our request. This includes, but is not limited to, properly certified identification documents, proof of
residence, evidence of ownership for your payment methods, details regarding your source of funds and wealth, along with your financial transaction history such as bank or credit/debit card statements.
We appreciate your understanding. If you have any questions, please feel free to contact us.
Best regards,
Rebecca
Casino Support Team
I then replied
Hello
I absolutely do not accept your answer and I would like to begin your complaints process.
You sprung the requirement for a full bank statement on me with no prior warning, and then I had to wait for BMO to generate a statement. It looks like you didn't read this part of my prior email, but it is impossible to generate a BMO statement just because you want one. You have to wait for BMO to issue them, which in my case happens around the 20th or so of each month, but can be later if there's holidays or weekends. This means I only just obtained my statement and it was impossible to get one within 15 days.
I would like to ask for a review, given you set me an impossible requirement that I had no control over. Even if I had visited BMO to ask for a current statement the answer would have been no. Furthermore, I was not informed that I had 15 days, and if I had been informed I would have explained all of this at the time. In addition to this, providing the document slightly later than you wanted does not constitute a fair or reasonable excuse to seize my account balance; the term and condition that you have cited there would blatantly not stand up under the test of any appeal or legal dispute.
Kind regards
Renee
I then responded asking to begin their official complaints procedure, and that at no point during the doc submission process was I informed that an arbitrary and unfair 15 day clock (which was impossible from the outset to comply with) had been placed on the process.
They just replied citing their terms and conditions.
I replied again asking if they were ignoring my request to begin their complaints process.
They signed off with the following
Hello Renee,
We wanted to reach out regarding your request.
It appears that our correspondence has become repetitive. Please be advised that we have already provided all relevant information concerning your inquiry. Therefore, any further messages containing the same question will not receive a response.
Should you have any other concerns, please feel free to reach out to us.
Thank you for understanding!
Best regards,
Freddie
Casino Support Team
As you can see, they're now not going to respond to me.
I can't see any scenario under which the way they've acted is reasonable or fair. I was placed in an impossible position by BDMbet. I am subject to BMO's policy of issuing statements on a rolling 30 day period, so it is plainly wrong for BDM to say or insinuate that I could have done anything differently.
Furthermore, I had already provided valid proof of my deposit, and throughout I demonstrated my clear intent to assist them with their requests.
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