Question about Gambling websites with Curaçao license using incorrect Merchant Category code (side 1.572)

Thankyou so much! This is all….

Till: Zalo, London, ENG

Sent ya them😊

What did you say to Global Stride to get refund?

When i complained about few months ago they has said this:

Thank you for your message.

Following a further review, we can confirm that we were unable to locate a customer account registered under your email address for these transactions. As a valid account is required for purchase confirmation and we found none, the standard protocol for suspected unauthorized card use is to contact your bank or card issuer to initiate a chargeback.

Please understand that we strictly adhere to the guidelines set by Visa and Mastercard and do not retain the funds once a dispute is officially filed. We recommend contacting your bank to begin this process immediately.

Kind regards,

Support Team

if these are bank transfers that’s why a fraud report is the only option. Even if it’s an authorised transaction. Probably won’t get anywhere though like mine didn’t.

basically just say the mcc miscoding and transaction laundering for unlicensed gambling websites. you never held an account with them. If they still refuse just go through chargebacks - should be good evidence for that

Would appreciate any advice please!!

'Fiveoclockspins' on bank transaction which was made by bank transfer. Payment processer is ISX tech.

Can IVY help? Anyone 😭 IsX don't do a thing.

Refunderede mnntech-svindleren nogens penge?

Har nogen kontaktoplysninger på disse svindlere? Jeg kan ikke finde noget.

I submitted complaint to Ivy. Never had a single response

Jeg har fået en masse information bekræftet af mine banker. Nogle indrømmer forkert MCC, nogle gange hvilken indløser. Men at forfølge klager via banksporet, hvor jeg selv har autentificeret betalingerne, har indtil videre ikke givet mig nogen refusion, men fortsætter med at gå videre til næste instans. Mine spilindbetalinger er aldrig blevet præsenteret som den korrekte MCC 7995 i alle tilfælde.

7 forskellige navne, der kan forbindes med Cardaq limited som opkøber:

abc company (Doncaster) MCC 7399 - andre forretningstjenester

VEL (London) MCC 7339 Stenografi og forretningsservice.

Xorsolution_image (London) MCC 5815 - digitale medieprodukter

ART Solution (London) MCC 5815 - Digital medieproduktion

Vocaloidy (London) MCC 5815 - Digital medieproduktion

Trybot trade Ltd (Gibraltar) MCC 5734 - Software

Trapsnake (London) MCC 5816 - Digitale spil

Nedenfor er andre navne med bekræftet MCC, men andre oplysninger såsom opkøbere mangler:

Wert (Tallinn) MCC 6051 - Kontantlignende transaktion/Krypto

Icon.finance (Warszawa) MCC 6051 - Kontantlignende transaktion/krypto.

Payver Vlts MCC 7311 - reklametjenester

Fre lnr (london) MCC 7399 - andre forretningstjenester

Trans. MCC 7299 - andre tjenester

Jeg har tabt omkring 60.000 euro på seks måneder med lånte midler til en forbudt spilleside rettet mod mit land, men indtil videre har mine forsøg på tilbagebetaling ikke resulteret i noget fra nogen af ​​parterne. Jeg har indgivet adskillige klager og formelle appeller, men oplever konstant afvisninger eller intet svar. Men jeg fortsætter med at forfølge sagerne så langt jeg kan. Jeg har indsendt tips til spillemyndigheden og indgivet indsigelser til både ARN og den litauiske centralbank.

Jeg håber, at nogen kan drage fordel af nogle af de oplysninger, jeg har delt.

Var alle dine casinoindbetalinger bankoverførsler eller kortbetalinger?

But why mate? I mean 5 other requests have been escalated to the recipient Bank without any Problem?! (Without a fraud Report)

Kun kortbetalinger

Did you get a response on this?

Hi.

Fiveoclockspins is a entertainment only site to play slots but allows deposits for coins.

other sites are using their payment provider (ISX + Saltedge) to process pahments to Fiveoclockspins.

I’ve reported to them asking for refunds with no response yet.

can anyone help me with:

WWELTD (can’t find)

CHECKGPAY (no valid response yet)

VOLTORIA (no response at all)

DOCEAN (not sure which company this is)

DOTAVOLT (no response)

CACTIPAY (no response)

any help would be appreciated

Thanks, that's really useful. So XOR Visual Layer and Art Solution are confirmed as having Cardaq as the acquirer in your case?

Interesting that none of them were presented under a gambling MCC. Do you know what MCC was actually used for those transactions? I have quite a lot of payments under these descriptors, so I'm trying to understand exactly how they were processed and whether Xpate was involved anywhere in the payment chain.

I’ve just had some new information that XOR Visual Layer and Art Solution may have Cardaq as the acquirer. I’m still trying to verify the details and find out what sits behind Visual Mill and Hexo Land.

I was also told that the transactions weren’t presented under a gambling MCC, which is interesting. I’m trying to get the exact MCC and acquirer data from the bank now. I’ll post an update if I manage to confirm anything else.

Hi. I’m looking for any information about the following merchant descriptors:

vercs2 / calcal / jusdot5 / tokdom / jusski6 / paypay

I’m trying to identify the actual merchants behind them, find any available contact details, and confirm which acquirer or payment processor handled the transactions.

I’ve seen indications that some of them may be connected to Xpate Ltd, but I haven’t been able to verify this properly. Has anyone dealt with any of these or managed to find out who is behind them?

Thanks. It looks like we're trying to identify exactly the same ones. I have quite a few transactions among these descriptors, so I'm particularly interested in confirming the connection to Xpate.

I'm going to ask my bank for the ARN, Acquirer ID/name and MCC for them. If that confirms Xpate or another acquirer, I'll post the information here. Please let me know if you find anything on your side as well.

Thanks, I’ll try contacting vercs2 at pr@cs2vault.store. Did you contact them at this address yourself? If so, did they actually respond or issue any refund? Also, do you know whether the payments were processed through Xpate?