Question about Gambling websites with Curaçao license using incorrect Merchant Category code (side 413)

tamiirender

nicolaevadrian750

Lærling

Storbritannien

nicolaevadrian750

1 måned siden

OriginalOversættelse

I’m trying to do this, finding it hard to find email addresses for AML breaches for particular companies. May be helpful if we can create a list of anyone else has already done this

Bbpaul

AmyGee07

Seniorlærling

Storbritannien

AmyGee07

1 måned siden

OriginalOversættelse

They are definitely doing their best to avoid providing such information. A clear sign in where to apply pressure to their company. If they were a genuine compliant company there wouldn't be an issue right?!

nicolaevadrian750

Juniorlærling

Østrig

1 måned siden

OriginalOversættelse

Skriv til de tjekkiske myndigheder på:

Nedenfor er hvad jeg har skrevet:

Formel klage mod Hashtrix Sro – anmodning om undersøgelse

Kære tjekkiske myndigheder

{Mine data}

Jeg skriver for formelt at anmode om din indgriben vedrørende potentielle overtrædelser af tjekkiske og EU's finansielle bestemmelser af Hashtrix Sro, beliggende på Vlkova 532/8 Praha, Hlavní město Praha, 130 00 Tjekkiet, registreringsnummer 07225644

### Resumé af problemet

Jeg foretog for nylig transaktioner gennem virksomhedens platform for at kunne tilføje midler til konti på et ulovligt kasino baseret på Curacao, hvortil jeg normalt ikke bør have lov til at sende midler (i betragtning af at min bank blokerer alle transaktioner i forbindelse med gambling, baseret på deres MCC-kode. Sådanne betalinger bør også markeres som højrisiko, da midlerne i sidste ende går uden for EU og til ulovlige virksomheder.

Jeg opdagede, at Hashtrix Sro fungerer som betalingsbehandler for ulovlige online gambling platforme, der opererer uden ordentlige licenser. Kasinoet, som jeg betalte til, er: https://www.luckyones.com/, baseret på Curacao. Jeg vil vedhæfte bevis for transaktionerne fra kasinoets webside, så du kan forbinde dem med de rigtige betalinger, som jeg har foretaget til det tjekkiske selskab hashtrix.

Virksomheden har engageret sig i tvivlsom økonomisk praksis, herunder:

1. **Behandling af transaktioner for ulicenserede spiloperatører**

-Virksomheden faciliterede betalinger for spiltransaktioner, der ikke skulle have været behandlet.

2. **Manglende gennemførelse af KYC/AML-tjek**

- Dette er i strid med lov om udvalgte foranstaltninger mod legitimering af udbytte fra kriminalitet og finansiering af terrorisme (lov nr. 253/2008 Coll.).

- Virksomheden bekræftede ikke korrekt min eller den modtagende parts identitet på trods af håndtering af højrisikotransaktioner.

3. **Brug af forkerte MCC-koder (Hvidvaskning af transaktioner)**

- Jeg fik aktiveret en spilleblokering på min betalingsmetode.

- På trods af dette behandlede Hashtrix Sro en gambling-relateret transaktion, hvilket betyder, at de med vilje skal have fejlkategoriseret betalingen for at omgå restriktioner.

- Dette giver anledning til alvorlige bekymringer om svigagtig aktivitet og hvidvaskning af transaktioner.

4. **Undvigende og vildledende svar fra Hashbon og Exchmatrix**

- Jeg kontaktede først Hashbon (

https://hashbon.com/, den platform, som jeg foretog mine betalinger til. De hævdede fejlagtigt, at de ikke var forbundet med Hashtrix Sro.

- I stedet for at svare direkte, gav de mig besked på at kontakte og , som er kontakt-e-mails fra https://exchmatrix.com/).

- Exchmatrix er endnu en tjekkisk platform, der angiveligt bruges som gateway for ulovlige spiltransaktioner.

- Denne vildledende omdirigering ser ud til at være et forsøg på at tage afstand fra ansvar og sløre den faktiske pengestrøm.

### Bekymringer vedrørende hvidvaskning af penge

Virksomheden driver flere mistænkelige websteder, der ikke tjener noget egentligt forretningsformål andet end at lette uautoriserede betalinger:

- https://hashbon.com/

- https://exchmatrix.com/

Disse skeletwebsteder er ikke-funktionelle, men de er officielt knyttet til Hashtrix Sro. Dette tyder kraftigt på, at virksomheden muligvis engagerer sig i hvidvaskaktiviteter ved at kanalisere midler gennem falske platforme.

### Betalingsoplysninger

Jeg foretog betalinger via mit VISA-kort 416598XXXXXX0845**, i alt €3.290 over syv transaktioner. Disse transaktioner blev behandlet på trods af, at der ikke blev udført korrekt KYC- og AML-kontrol, hvilket gjorde dem ulovlige i henhold til tjekkiske og EU's finansielle bestemmelser.

### Formelle anmodninger

I betragtning af alvoren af disse overtrædelser opfordrer jeg indtrængende dit bureau til at:

1. Undersøg Hashtrix Sro, Hashbon og Exchmatrix for deres involvering i uautoriserede spiltransaktioner og potentiel hvidvaskning af penge.

2. Vurder virksomhedens overholdelse af KYC- og AML-reglerne, da deres nuværende praksis ser ud til at overtræde tjekkiske og EU's finansielle love.

3. Sikre tilbagebetaling af de ulovlige transaktioner, da virksomheden undlod at verificere begge involverede parter og brød loven ved at behandle dem.

4. Bekræft modtagelsen af denne klage og informer mig om eventuelle yderligere skridt, der kræves fra min side.

Til reference vedhæfter jeg min fulde kommunikationshistorik med Hashtrix Sro, Hashbon og Exchmatrix og betalingsbekræftelser. Jeg vedhæfter også en eksisterende ordre mod dem, som jeg fandt på intetret. Det er det samme firma. Jeg stoler på, at dit bureau vil tage de nødvendige skridt til at opretholde finansiel integritet og forbrugerrettigheder.

Jeg ser frem til din bekræftelse og yderligere vejledning. Endnu en gang oplyser jeg, at jeg ville være interesseret i at få refunderet beløbet på €3290.

Jeg kan hjælpe med detaljer for forskellige lande, bare fortæl mig, hvilke du har brug for

Write to the Czech authorities at :

fau@mfcr.cz

posta@mpo.cz

Below is what I've written:

Formal Complaint Against Hashtrix Sro – Request for Investigation

Dear Czech Authorities

{My data}

I am writing to formally request your intervention regarding potential violations of Czech and EU financial regulations by Hashtrix Sro, located at Vlkova 532/8 Praha, Hlavní město Praha, 130 00 Czech Republic, registration number 07225644

### Summary of the Issue

I recently conducted transactions through the company’s platform, in order to be able to add funds into the accounts of an illegal casino based in Curacao, to which I normally should not be allowed to send any funds (given that my bank blocks all transactions related to gambling, based on their MCC Code. Also, such payments should be marked as high risk, given that the funds ultimately head outside the EU and to illegal busines.

I discovered that Hashtrix Sro is operating as a payment processor for illegal online gambling platforms operating without proper licenses. The casino to which I paid is : https://www.luckyones.com/ , based in Curacao. I will attach proof of the transactions from the casino's webpage, so you can link them with the real payments that I made to the Czech company hashtrix.

The company has engaged in questionable financial practices, including:

1. **Processing transactions for unlicensed gambling operators**

-The company facilitated payments for gambling transactions that should not have been processed.

2. **Failure to conduct KYC/AML checks**

- This violates the Act on Selected Measures against Legitimization of Proceeds of Crime and Financing of Terrorism (Act No. 253/2008 Coll.).

- The company did not properly verify my identity or that of the receiving party, despite handling high-risk transactions.

3. **Use of incorrect MCC codes (Transaction Laundering)**

- I had a gambling block activated on my payment method.

- Despite this, Hashtrix Sro processed a gambling-related transaction, which means they must have intentionally miscategorized the payment to bypass restrictions.

- This raises serious concerns about fraudulent activity and transaction laundering.

4. **Evasive and misleading responses from Hashbon and Exchmatrix**

- I initially contacted Hashbon (

https://hashbon.com/, the platform to which I made my payments. They falsely claimed they were not connected to Hashtrix Sro.

- Instead of responding directly, they instructed me to contact support@exchmatrix.com and aml@exchmatrix.com, which are contact emails of https://exchmatrix.com/).

- Exchmatrix is yet another Czech platform allegedly used as a gateway for illegal gambling transactions.

- This deceptive redirection appears to be an attempt to distance themselves from liability and obscure the actual money flow.

### Concerns Regarding Money Laundering

The company operates multiple suspicious websites that serve no real business purpose other than to facilitate unauthorized payments:

- https://hashbon.com/

- https://exchmatrix.com/

These skeleton websites are non-functional, yet they are officially linked to Hashtrix Sro. This strongly suggests that the company may be engaging in money laundering activities by funneling funds through fake platforms.

### Payment Details

I made payments through my VISA Card 416598XXXXXX0845**, totaling €3,290 over seven transactions. These transactions were processed despite the fact that proper KYC and AML checks were not conducted, making them unlawful under Czech and EU financial regulations.

### Formal Requests

Given the gravity of these violations, I urge your agency to:

1. Investigate Hashtrix Sro, Hashbon, and Exchmatrix for their involvement in unauthorized gambling transactions and potential money laundering.

2. Assess the company’s compliance with KYC and AML regulations, as their current practices appear to violate Czech and EU financial laws.

3. Ensure the refund of the unlawful transactions, as the company failed to verify both parties involved, and broke the law by processing them.

4. Confirm receipt of this complaint and inform me of any further steps required from my side.

For reference, I am attaching my full communication history with Hashtrix Sro, Hashbon, and Exchmatrix, and payment confirmations. I am also attaching an existing order against them that I found on the intenret. It is the same company. I trust that your agency will take the necessary actions to uphold financial integrity and consumer rights.

I look forward to your confirmation and further guidance. Once again, I state that I would be interested in the refund of the €3290 sum.

I can help with specifics for different countries, just let me know which ones you need

nicolaevadrian750

tamiirender

Juniorlærling

Østrig

tamiirender

1 måned siden

OriginalOversættelse

fau@mfcr.cz

posta@mpo.cz

for Czechia

nicolaevadrian750

Juniorlærling

Østrig

1 måned siden

OriginalOversættelse

Quickbit payments were actually made to coinshop Lithuania. By replying from quickbit Sweden they're drawing away your attention from the fact that the Lithuanian company was actually the one involved, and the Swedish one can wash it's hands since they have nothing on you. Ignore quickbit responses and keep on them directly to coinshop contact email. I sent a complaint to Lithuanian customer protection for my refund ( tarnyba@vvtat.lt ) and to Lithuanian AML regulator dokumentas@fntt.lt . Contact them right away.

Bbpaul

nicolaevadrian750

Seniorlærling

Storbritannien

nicolaevadrian750

1 måned siden

OriginalOversættelse

I have actually pointed out a similar scenario to the bank regarding transactions named Coinshop Fomiline UAB where my payment went to a different country than it's supposed according to their terms. I successfully raised the chargeback in this instance. Perhaps I will go down the same route for Goriwire.

Slettet

Indlæg af Bbpaul er blevet slettet

AmyGee07

nicolaevadrian750

Lærling

Storbritannien

nicolaevadrian750

1 måned siden

OriginalOversættelse

They are all subsidiaries of QuickBit though. Do you have the emails for BitSent and GoriWire at all?

nicolaevadrian750

Bbpaul

Juniorlærling

Østrig

Bbpaul

1 måned siden

OriginalOversættelse

Jeg skriver for formelt at anmode om din indgriben vedrørende potentielle overtrædelser af litauiske og EU-finansielle bestemmelser af Algobuy Crypto UAB, placeret på Žalgirio 90-100, LT-09303 Vilnius, Litauen, registreringsnummer 305987883.

### Resumé af problemet

Jeg foretog for nylig transaktioner gennem virksomhedens platform, som bruges til at spillere fra lande, hvor online gambling er ulovligt, kan rette deres betaling til ulovlige casinoer. Algobuy Crypto UAB fungerer angiveligt som betalingsprocessor for ulovlige online gambling platforme, der opererer uden ordentlige licenser. De fleste af de modtagende kasinoer har en CURACAO-licens.

Virksomheden har engageret sig i tvivlsom økonomisk praksis, herunder:

1. Behandling af transaktioner for uautoriserede spiloperatører

- Dette udgør et brud på spilleloven i Republikken Litauen (nr. IX-325).

- Virksomheden faciliterede betalinger for spiltransaktioner, der ikke skulle have været behandlet i henhold til litauisk lov.

2. Manglende gennemførelse af KYC/AML-tjek

- Dette er i strid med loven om forebyggelse af hvidvaskning af penge og finansiering af terrorisme (nr. VIII-275).

- Virksomheden bekræftede ikke korrekt min eller den modtagende parts identitet på trods af håndtering af højrisikotransaktioner.

3. Brug af forkerte MCC-koder (Hvidvaskning af transaktioner)

- Jeg fik aktiveret en spilleblokering på min betalingsmetode.

- På trods af dette behandlede Algobuy Crypto UAB en gambling-relateret transaktion, hvilket betyder, at de med vilje skal have fejlkategoriseret betalingen for at omgå restriktioner.

- Dette giver anledning til alvorlige bekymringer om svigagtig aktivitet og hvidvaskning af transaktioner.

4. Undvigende og vildledende svar fra en svensk virksomhed

- Efter at have kontaktet Algobuy Crypto UAB, modtog jeg svar fra en anden enhed i Sverige (Quickbit), som har samme ejer som Algobuy Crypto UAB. Jeg har intet kontraktforhold eller betalinger foretaget til denne svenske virksomhed.

- Dette ser ud til at være et bevidst forsøg på at undgå ansvar i henhold til litauisk lov.

### Bekymringer vedrørende hvidvaskning af penge

Virksomheden driver flere mistænkelige websteder, der ikke tjener noget reelt forretningsformål ud over at lette uautoriserede betalinger:

- https://www.coinshop.work/

- https://www.cryptmarket.eu

- https://coinexc.eu/

- https://coinpin.eu/

- https://litpay.io/

- https://coinpond.net/

Disse skeletwebsteder er ikke-funktionelle, men alligevel er de officielt knyttet til Algobuy Crypto UAB. Dette tyder kraftigt på, at virksomheden muligvis engagerer sig i hvidvaskaktiviteter ved at kanalisere midler gennem falske platforme.

### Formelle anmodninger

I betragtning af alvoren af disse overtrædelser opfordrer jeg indtrængende dit bureau til at:

1. Undersøg Algobuy Crypto UAB for dets involvering i uautoriserede spiltransaktioner og potentiel hvidvaskning af penge.

2. Vurder virksomhedens overholdelse af KYC- og AML-reglerne, da deres nuværende praksis ser ud til at overtræde Litauens og EU's finansielle love.

3. Sikre min øjeblikkelige tilbagebetaling på 800€, da transaktionen var ulovlig på grund af virksomhedens manglende verifikation af begge involverede parter.

4. Bekræft modtagelsen af denne klage og informer mig om eventuelle yderligere skridt, der kræves fra min side.

Til reference vedhæfter jeg min fulde kommunikationshistorie med Algobuy Crypto UAB og deres repræsentanter. Jeg stoler på, at dit bureau vil tage de nødvendige skridt til at opretholde finansiel integritet og forbrugerrettigheder.

Jeg ser frem til din bekræftelse på at modtage min e-mail og yderligere vejledning.

I am writing to formally request your intervention regarding potential violations of Lithuanian and EU financial regulations by Algobuy Crypto UAB, located at Žalgirio 90-100, LT-09303 Vilnius, Lithuania, registration number 305987883.

### Summary of the Issue

I recently carried out transactions through the company’s platform, which is used so that players from countries where online gambling is illegal, can direct their payment to illegal casinos. Algobuy Crypto UAB is allegedly operating as a payment processor for illegal online gambling platforms operating without proper licenses. Most of the receiving casinos have a CURACAO license.

The company has engaged in questionable financial practices, including:

1. Processing transactions for unlicensed gambling operators

- This constitutes a breach of the Gaming Law of the Republic of Lithuania (No. IX-325).

- The company facilitated payments for gambling transactions that should not have been processed under Lithuanian law.

2. Failure to conduct KYC/AML checks

- This violates the Law on Prevention of Money Laundering and Terrorist Financing (No. VIII-275).

- The company did not properly verify my identity or that of the receiving party, despite handling high-risk transactions.

3. Use of incorrect MCC codes (Transaction Laundering)

- I had a gambling block activated on my payment method.

- Despite this, Algobuy Crypto UAB processed a gambling-related transaction, which means they must have intentionally miscategorized the payment to bypass restrictions.

- This raises serious concerns about fraudulent activity and transaction laundering.

4. Evasive and misleading responses from a Swedish company

- After contacting Algobuy Crypto UAB, I received responses from a different entity in Sweden (Quickbit), which has the same owner as Algobuy Crypto UAB. I have no contractual relationship or payments made to this Swedish company.

- This appears to be an intentional attempt to avoid responsibility under Lithuanian law.

### Concerns Regarding Money Laundering

The company operates multiple suspicious websites that serve no real business purpose other than to facilitate unauthorized payments:

- https://www.coinshop.work/

- https://www.cryptmarket.eu

- https://coinexc.eu/

- https://coinpin.eu/

- https://litpay.io/

- https://coinpond.net/

These skeleton websites are non-functional, yet they are officially linked to Algobuy Crypto UAB. This strongly suggests that the company may be engaging in money laundering activities by funneling funds through fake platforms.

### Formal Requests

Given the gravity of these violations, I urge your agency to:

1. Investigate Algobuy Crypto UAB for its involvement in unauthorized gambling transactions and potential money laundering.

2. Assess the company’s compliance with KYC and AML regulations, as their current practices appear to violate Lithuanian and EU financial laws.

3. Ensure my immediate refund of 800€, as the transaction was unlawful due to the company’s failure to verify both parties involved.

4. Confirm receipt of this complaint and inform me of any further steps required from my side.

For reference, I am attaching my full communication history with Algobuy Crypto UAB and their representatives. I trust that your agency will take the necessary actions to uphold financial integrity and consumer rights.

I look forward to your confirmation of receiving my e-mail and further guidance.